By Larry Rosen, President Rifkin & Rosen Ultimate Property Loss Consultants
As a Public Adjuster who handles insurance claims for the homeowner, business owner and property owner I unfortunately come across situations where the owner has no insurance or not enough insurance to cover the damages.
Even though I don’t get involved in what type of relief may be available to the underinsured or the uninsured I decided to do some research in an effort to help those who may have sustained flood damages and other damages that are not insured and ease the process of getting government assistance.
I have discovered a critical update on Federal Government disaster assistance that is available for New Jersey residents harmed by Tropical Storm Irene.
President Obama issued a Major Disaster Declaration for damage resulting from Irene in our state, which makes many New Jersey residents eligible for a number of Federal disaster relief programs. These programs offer grants and loans to individuals and loans to businesses
By Sunday September 04, all New Jersey Counties were approved for Federal Aid.
The Federal Government has set up a website that allows you to apply online for assistance: http://www.disasterassistance.gov
This website consolidates the application process across several Federal agencies, including FEMA and the Small Business Administration. The website also reduces the number of forms you will ultimately have to fill out, shortens the time it takes to apply and allows you to check the progress of your applications online.
If you want to apply by phone rather than the Internet, you can call 1-800-621-FEMA (1-800-621-3362).
While the damage suffered across New Jersey is devastating, I know our state can rebound quickly. Federal aid will play a crucial role in our recovery, so please take advantage of the resources available.
If you have National Flood or Insurance through your regular carrier for flood, water damage, drain back-up or overflow, sump pump failure or wind damage our firm can assist you in reviewing your policy to determine the coverage available, do a detailed preparation and presentation of the claim and make sure that you realize the greatest possible settlement.
The insurance company is bringing adjusters from all over the country to handle the massive amount of claims. The adjuster assigned to your claim may be unable to devote the proper time necessary to make sure your claim is prepared and paid properly. We will make sure that your claim is given the proper attention. With our assistance the claim will be processed quicker and nothing will be overlooked in achieving the highest possible settlement.
Larry Rosen is President of Rifkin & Rosen Ultimate Property Loss Consultants (RRUPLC) licensed and bonded Public Insurance Adjusters who assist policyholders in the preparation, presentation and negotiation of insurance claims. RRUPLC has five adjusters, two CPA’s and an attorney on staff to service the needs of our clients more effectively. With over 100 years of combined experience RRUPLC can make sure your claim is properly prepared and presented which will enable you to receive the highest possible settlement.
Please feel free to contact our office 732-431-0100 or through our disaster email address lr@rruplc.com and we will be happy to answer your questions and help you through the claim process.